Our Qualifications
Together, our team has more than 55 years of experience and have built stability and loyalty with the same financial institution since 1989. Our qualifications are as follows:
Licensing and Education:
- Security Registration Series 66 – Fiduciary exceeding 10 yrs
- Security Registration Series 7
- Certified Fund Specialist (CFS) designee
- Insurance Licenses
- Real Estate License
- Industry Continuing Education and Conferences – over 1,000 hours
- Bachelor’s Degree in Business and Quantitative Analysis
- Graduate Work in Econometrics at UC Santa Barbara
Services:
- Long Term Holistic Estate Planning
- Work in conjunction with Lawyers and CPA’s
- Individual Asset Allocation & Reallocation
- Qualified and Non-Qualified Assets with a variety of registration types
- Trust registration changes
- Certification of Trust
- Working with a variety of Mutual Fund and Insurance Products
- Pension & Social Security Option Analysis
- Tax Planning
- Required Minimum Distributions (RMD)
- Variable & Fixed Annuities
- Long Term Care Insurance
- Life Insurance
- Home Purchase Analysis
- Rental Analysis
- Working with Mortgage Bankers
- 529’s & UTMA’s / UGMA’s
- Document Processing & Achieving
- Problem Solving & Follow-up
- Estate distribution to heirs
Personal Experience:
- Raising children
- Health Insurance
- Social Security & Medicare
- Caring for aging loved ones
- Hospice
- Disability
- Divorce
- Widowhood
- Estate Executors
- Household distribution after death
This wide array of experience and qualifications set us apart from other advisors and aid in our unique planning perspective.