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Our Qualifications


Together, our team has more than 55 years of experience and have built stability and loyalty with the same financial institution since 1989. Our qualifications are as follows:

Licensing and Education:

  • Security Registration Series 66 – Fiduciary exceeding 10 yrs
  • Security Registration Series 7
  • Certified Fund Specialist (CFS) designee 
  • Insurance Licenses
  • Notary
  • Real Estate License
  • Industry Continuing Education and Conferences – over 1,000 hours
  • Bachelor’s Degree in Business and Quantitative Analysis
  • Graduate Work in Econometrics at UC Santa Barbara

Services:

  • Long Term Holistic Estate Planning
  • Work in conjunction with Lawyers and CPA’s
  • Individual Asset Allocation & Reallocation
  • Qualified and Non-Qualified Assets with a variety of registration types
  • Trust registration changes
  • Certification of Trust
  • Working with a variety of Mutual Fund and Insurance Products
  • Pension & Social Security Option Analysis
  • Tax Planning
  • Required Minimum Distributions (RMD)
  • Variable & Fixed Annuities
  • Long Term Care Insurance
  • Life Insurance
  • Home Purchase Analysis
  • Rental Analysis
  • Working with Mortgage Bankers
  • 529’s & UTMA’s / UGMA’s
  • Document Processing & Achieving
  • Problem Solving & Follow-up
  • Estate distribution to heirs

Personal Experience:

  • Raising children
  • Health Insurance
  • Social Security & Medicare
  • Caring for aging loved ones
  • Hospice
  • Disability
  • Divorce
  • Widowhood
  • Estate Executors
  • Household distribution after death

This wide array of experience and qualifications set us apart from other advisors and aid in our unique planning perspective.